Engaged by policyholder counsel to analyze Agent Errors & Omissions issues regarding failure to procure available NFIP flood insurance. Case involved client request for flood insurance followed by agent initially providing faulty Elevation Certificate/Flood Zone information, and later failing to follow agency procedures regarding offering flood insurance. After an epic flood virtually totaled the client’s bed & breakfast facilities, the Commercial Property carrier denied the claim based on the flood exclusion. Attorney Molly Bowen, Mostyn Law, (832) 964-4830. Chimney Valley Lodge v. Newmark Insurance Services, et al. Cause No. CV08077: 2016EF2833 In the District Court of Blanco County, Texas, 33rd Judicial District.
Category: Agent Errors and Omissions
May 13, 2016Don Hirsch
Engaged by policyholder counsel as their designated expert for Agents Errors & Omissions and Insurance Bad Faith to evaluate issues regarding failure to procure proper insurance coverage. Case involved claim denial of a large wood kiln fire loss due to improperly structured Property. Boiler & Machinery and Business Income Insurance. Attorney Brady Rife, McNeeley Stephenson Attorneys (317) 825-5110. Kustom Kilns v. Nuthak, In Shelby County Superior Court I, State of Indiana, Cause No. 73D01-1502-CT-5.
April 22, 2016Don Hirsch
Engaged by defense counsel for managing general agent as their Workers Compensation and Insurance Bad Faith expert. Case involved allegations by a long haul trucker of Insurance Bad Faith and Agent Errors & Omissions resulting from a Workers Compensation carrier insolvency. Case required analysis of interplay between Commercial Auto and Workers Compensation insurance markets for truckers. Attorneys George Carr, Janik LLP (440) 740-3016 and Joe Nicholas, Mazanec, Raskin & Ryder (440) 287-8320. AIM v. Safe Fleet, et al; Case No. 4:14-cv-02161 United States District Court Northeastern District of Ohio, Eastern Division
March 12, 2016Don Hirsch
Engaged by defense counsel to evaluate Insurance Bad Faith and Agents Errors & Omissions allegations resulting from a dwelling total fire loss. Case required expertise with Homeowners insurance to value / replacement cost software used for underwriting. Attorneys Eric Van Beber and Leilani Leighton (913) 888-1000, Wallace Saunders Attorneys. Lawson v. Standard Fire Insurance Co, Case No. 1416-CV04078 In The Circuit Court of Jasper County Missouri, Division I, at Joplin.
October 26, 2015Don Hirsch
Engaged by policyholder counsel as their Commercial Auto, Agent Errors & Omissions and Insurance Bad Faith expert. Case involved a large deductible Garage Liability policy and renewal changes to “Who is an Insured”. Dispute resulted from higher limits of liability being extended to customers than those provided under prior policies. Group 1 Automotive v. Arthur J. Gallagher Risk Management Services, Inc.; Civil Action No. 1:14cv334HSO-JCG In The United States District Court Southern District of Mississippi Southern Division. Attorneys Fred Feeney and Nathan Burrow, Franke & Salloum, PLLC (228) 868-7070
August 22, 2015burld
Engaged by insurance agent’s defense counsel and designated as their Agent Errors & Omissions and Insurance Bad Faith expert. Case involved Certificates of Liability Insurance issued after a policyholder declined renewal of a Commercial Umbrella. Litigation resulted from an injury to a bounce house patron, and whether the successor policyholder had Commercial General Liability with/without Commercial Umbrella coverage. Attorney George Carr, Janik LLP (440) 740-3016. KMAG v. Chubb, Case No. 1:15CV66 in United States District Court Northeastern District of Ohio, Eastern Division.
June 6, 2015Don Hirsch
Engaged by agent’s defense counsel as their designated expert for Agents Errors & Omissions and Insurance Bad Faith. Case involved Property and Business Income Insurance written on a Surplus Lines basis. Dispute resulted from hailstorm claims adjusted on a Per Location/Per Occurrence Wind and Hail deductibles basis. Hipoint v. Pathfinder, et al, Case No. Case No.5: 13-cv-687-D In The United States District Court For The Western District of Oklahoma. Attorney Jim Secrest, Secrest Hill Butler & Secrest, PC (918) 494-5905
May 8, 2015burld
Engaged by defense counsel to opine regarding Agent Errors & Omissions relative to placement of a Broker-Dealer/Registered Investment Advisor(s) Professional Liability policy. Case involved evaluation of coverage afforded a named insured vs. additional insured, Surplus Lines, and Claims Made issues. Claims stemming from a Registered Investment Advisor’s fraudulent investment activities and subsequent conviction were denied by carrier which resulted in an Insurance Bad Faith claim against the agent. Onyx v. Indian Harbor, CalSurance, et al; Civil Action No. 3:13-CV-03426-P In The United States District Court For The Northern District of Texas, Dallas Division. Attorney Blake Bailey, Phelps Dunbar LLP, (817) 488-3134.
May 6, 2015burld
Engaged by plaintiff counsel to evaluate Agents Errors & Omissions and Bad Faith issues from a Commercial Property policy cancellation. Litigation resulted from a premium finance company failing to notify the mortgagee of policy cancelation for nonpayment, followed by a total windstorm loss to an apartment complex. Case required analysis of insurance industry standards for completing ACORD form applications and Certificates of Insurance. Attorney Grady Terrill, Craig, Terrill, Hale, & Grantham, L.L.P. (806) 744-3232. First Bank & Trust v. Guide One & AREA Insurance; Cause No. 2013-508,134 In The 237th District Court of Lubbock County, Texas.
January 23, 2015burld
Engaged by counsel defending allegations of Agents Errors & Omissions and Bad Faith for “failure to advise”. Case required evaluation of Homeowners theft coverage underwriting standards for older homes relative to Replacement Cost vs. Actual Cash Value policies. Attorney Shawna McCalip, Holden & Carr, (918) 295-8888. Allin v. Pritchard; Case No, CJ-2014-100 In The District Court of Comanche County, State of Oklahoma.
January 23, 2015burld