Engaged by policyholder counsel to serve as their Property Insurance and Equipment Breakdown / Boiler & Machinery Expert. Case required analysis of claims handling proof of loss issues after a low-pressure underground pipeline was damaged by an over-pressurization event. Case also involved Business Income and Insurance Bad Faith. Dispute resulted following carrier’s claim denial citing an “observable” damage requirement in lieu of technical pressure analysis as proof of loss. NiSource v. FM Global, Case No. 2:20-cv-00572-GCS-CMV in United States District Court for the Southern District of Ohio Eastern Division. Attorneys Brad Nes and Teri Josie-Diaz, Morgan, Lewis & Bockius LLP, (202) 739-3000.
Boiler Machinery Equipment Breakdown Insurance Expert Witness
Boiler & Machinery insurance – more commonly known today as Equipment Breakdown Protection – originated in the 1800s, when steam boilers provided the power to run equipment and machinery.
Call (817) 980-4897 to discuss your case.
Boiler & Machinery/Equipment Breakdown Insurance
Equipment Breakdown coverage is designed to insure “mechanical or electrical breakdowns” typically excluded in Property insurance policies. As follows, nearly all businesses face exposure to Equipment Breakdown. Some common examples of industries needing Equipment Breakdown coverage include:
- Schools, food processors, grocers.
- Hospitals, schools, hotels, office buildings.
- Contractors.
- Manufacturers, fabricators.
- Power plants, refineries, chemical processors.
- Boilers, refrigeration, switchgear, spoilage.
- HVAC, elevators.
- Cranes, pumps, compressors, mobile equipment.
- Production machinery, lathes, presses.
- Turbines, pumps, compressors, pressure vessels.
Electronic Equipment
Computers and other electronics require specialized Electronic Data Processing policies. These policies insure against losses resulting from direct physical accidents (including electric surge), reinstallation of software, and the cost of reconstructing data and media.
Coverage for Business Income and Extra Expense loss, due to computer or electronics “Equipment Breakdown,” can also be insured under these policies.
Our Experience with Boiler & Machinery/Equipment Breakdown Coverage
Mr. Daniel’s experience with Boiler & Machinery coverage dates to 1975. Whether your case involves direct damage to computers, machinery, boiler explosion, electric arcing or a consequential loss (i.e., food spoilage due to refrigeration loss), we have likely dealt with similar coverage or claims issues.
Boiler & Machinery/Equipment Breakdown Insurance Cases
Engaged by policyholder counsel as their designated expert for Agents Errors & Omissions and Insurance Bad Faith to evaluate issues regarding failure to procure proper insurance coverage. Case involved claim denial of a large wood kiln fire loss due to improperly structured Property. Boiler & Machinery and Business Income Insurance. Attorney Brady Rife, McNeeley Stephenson Attorneys (317) 825-5110. Kustom Kilns v. Nuthak, In Shelby County Superior Court I, State of Indiana, Cause No. 73D01-1502-CT-5.
Engaged by policyholder counsel as their Boiler & Machinery and Property Insurance Expert. Case required analysis of Difference-in-Conditions coverage, Business Income and Insurance Bad Faith regarding carrier’s claims handling practices. Case involved Boiler & Machinery cause and origin review of pressure vessel implosion at a Chlor alkali plant near Las Vegas, NV. Olin Chlor Alkali Products v. Continental Casualty, et al, Case No. 2:10-cv-00625-GMN-RJJ in United States District Court for the District of Nevada. Attorney Lorie Masters, Jenner & Block LLP, (202) 639-6076.
Consulted as Property Insurance Expert for claims under Inland Marine, Boiler & Machinery and Business Income coverage. Case involved damage to a printing press during transport and upon arrival at a new location. Northeast Impressions, Inc., et al v. Camden Fire, et al; Superior Court of New Jersey, Passaic County Docket No. PAS-L-390-07. Tom Lloyd (973) 863-7612 Morgan Melhuish Abrutyn, Attorneys.
Engaged by defense counsel to analyze claims issues relative to coverage for Boiler & Machinery losses under a Lloyds Ocean Marine Builders Risk policy. Attorney Clif Hall – Westmoreland Hall, PC (713) 871-9000. Smith-Enron et al v. Underwriters at Lloyds, et al; Cause No. A-175389, Jefferson County Texas 58th Judicial District.