Engaged by plaintiff’s counsel in a Florida flood insurance dispute arising from a Hurricane Helene claim denial. Case required assessment of whether the insurance agency met the professional standard of care when procuring flood insurance for a residential property in a Special Flood Hazard Area (SFHA). Analysis addressed NFIP versus private flood insurance, Standard Flood Insurance Policy (SFIP) limitations, Base Flood Elevation (BFE) issues, agent due diligence, disclosure of material coverage gaps, and whether alternative flood insurance options should have been explained. Attorney Matthew Schwartz, The Schwartz Law Firm, P.A. (813)537-3600. Scanio v. Florida Strategic Insurance LLC; Brooke Gartland; Christopher Weaver; Amber Tedesco, Case No. 25-CA-003408 In the Circuit Court of the 13th Judicial Circuit for Hillsborough County, Florida.