Boiler & Machinery / Equipment Breakdown Expert Witness

View Boiler & Machinery / Equipment Breakdown Cases below

Mr. Daniel’s experience with Boiler & Machinery coverage dates to 1975. Whether your case involves direct damage to machinery, boiler explosion, electric arcing or a consequential loss (i.e. food spoilage due to refrigeration loss) we have likely dealt with similar coverage or claims issues. These policies can be broadened to include Business Interruption and Extra Expense.

Boiler & Machinery insurance originated in the 1800’s when steam boilers provided the power to run equipment and machinery. Boiler & Machinery policies today are more commonly styled “Equipment Breakdown” insurance. Coverage is designed to insure “sudden and accidental (equipment/mechanical) breakdowns” typically excluded in Property insurance policies.

Nearly all businesses face exposure to Equipment Breakdown:

Schools, Food Processors, Grocers: Boilers, Refrigeration, Switchgear, Spoilage
Hospitals, Schools, Hotels, Office Buildings: HVAC, Elevators
Contractors: Cranes, Pumps, Compressors, Mobile Equipment
Manufacturers, Fabricators: Production Machinery, Lathes, Presses
Power Plants: Turbines, Pumps, Compressors, Pressure Vessels

Computers and other electronics require specialized Electronic Equipment Breakdown policies. These policies are used to insure against loss from direct physical accidents (including electric surge,) reinstallation of software, and the cost to reconstruct data & media. Coverage for Business Income and Extra Expense loss, due to computer or electronics “Equipment Breakdown”, can also be insured under these policies.

Boiler & Machinery / Equipment Breakdown Expert Witness Cases

Cases are listed only after we are disclosed as an Insurance Expert to opposing counsel.

June 2008 – Consulted as Property Insurance Expert for claims under Inland Marine, Boiler & Machinery and Business Income coverage. Case involved damage to a printing press during transport and upon arrival at a new location. Northeast Impressions, Inc., et al v. Camden Fire, et al; Superior Court of New Jersey, Passaic County Docket No. PAS-L-390-07. Tom Lloyd (973) 863-7612 Morgan Melhuish Abrutyn, Attorneys

August 2006 - Engaged by defense counsel to analyze claims issues relative to coverage for Boiler & Machinery losses under a Lloyds Ocean Marine Builders Risk policy. Attorney Clif Hall - Westmoreland Hall, PC (713) 871-9000. Smith-Enron et al v. Underwriters at Lloyds, et al; Cause No. A-175389, Jefferson County Texas 58th Judicial District.

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Burl Daniel, CPCU, CIC, CRM | 817.980.4897 | burl@burldaniel.com