INSURANCE EXPERT WITNESS / INSURANCE CONSULTANT

Property Insurance Expert

While property insurance may appear on the surface to be a straightforward line of coverage, it can be one of the most complex areas of Property and Casualty insurance. Property claim disputes commonly arise due to insurance requirements in leases, coinsurance penalties due to Replacement Cost valuation, and locations not scheduled on the policy. Without Business Income coverage on their property, the majority of businesses experiencing a large Fire or Windstorm loss never return to operation. Should you retain us as your Property Insurance Coverage Expert, our experience with these aspects of property insurance we believe can be useful:

1. Coordination between Building and Personal Property Coverage
2. Fire and Extended (Windstorm) Coverage
3. Special Form All Risk Policies
4. Replacement Cost vs. Actual Cash Value
5. Blanket Property Insurance / Statement of Values
6. FEMA National Flood Insurance program
7. Inland Marine Property Policies
8. Ocean Marine Property Policies
9. Coinsurance Issues
10. Business Income / Business Interruption Coverage
11. Builders Risk Insurance Policies
12. Homeowners Policies