Product (Completed Operations) Liability Insurance
View Product Liability Cases
below
Product Liability Insurance provides coverage for claims arising after a product is sold. The coverage is known as Completed Operations Liability Insurance for contractors and provides insurance for claims resulting after a construction project is completed. Manufacturers are sued years after selling a product. Distributors are named as defendants simply because a product passed through their warehouse. Contractors have been held liable decades after they have “Completed Operations “on construction projects.
Since claims arise over a long time frame properly structuring coverage is critical as each policy renews. Coordinating policy terms of Commercial General Liability & Commercial Umbrella policies is crucial and particularly so when a Claims Made policy provides liability limits and tail coverage issues emerge. Factors complicating this coverage include:
- Clients changing carriers
- Different carriers are used for Primary limits & Umbrella
- Coverage change from Occurrence to Claims Made
- Market conditions expand or restrict coverage year to year
- Claims may involve multiple carriers
- Documenting events which occurred years ago
Mr. Daniel’s experience with Product and Completed Operations Liability dates to the 1975. His expertise was gained from representing a diverse group of Manufacturers, Distributors and Contractors, including:
- Artisan Contractors
- General Contractors
- Automotive Parts Manufacturers
- Aviation Parts Manufacturers
- Plastics Manufacturers
- Foam Board Manufacturers (EIFS)
|
- Oilfield Parts Manufacturers
- Oil Jobbers
- Steel Fabricators
- Retailers / Wholesalers
- Pharmaceuticals
- International - Importers & Exporters
|
While usually written with Commercial General Liability stand-alone policies are not uncommon. We offer depth of knowledge whether your case involves an Occurrence or a Claims Made policy form (or both). We offer decades of experience to assist you regarding Product & Completed Operations Liability Insurance. Please call for a brief discussion regarding your case.
Product Liability Expert Witness Cases
Cases are listed only after we are disclosed as an Insurance Expert to opposing counsel.
May 2010 - Retained by counsel for policyholder seeking coverage under a 1973 ISO. Comprehensive General Liability form. Expert affidavit addressed issues involving Commercial General Liability and Products Liability Insurance coverage under Surplus Lines policies. Case also involved Pollution Liability coverage and Reliance Insurance Company liquidation proceedings (No. 269 MD 2001 In The Commonwealth Court of Pennsylvania). Reliance Insurance Co. v. Raybestos Products, United States District Court, Southern District of Indiana, Indianapolis Division, Cause No. IP 97-0027-C-Y/G. Attorney Brett Nelson, Plews Shadley Racher & Braun LLP, (317) 637-0700.
February 2007 – Defense counsel engagement regarding alleged Bad Faith placement of a loss sensitive insurance program and carrier’s claim reserve methodology. Case required expertise in Commercial General Liability, Workers Compensation, Agent Errors & Omissions. Case involved Attorneys Leland de la Garza and David Tabor - Shackelford, Melton & McKinley, LLP (214) 780-1400 Lauren Engineers and Contractors, Inc. v. Hilb Rogal, and St. Paul Insurance , 104th District Court, Taylor County, TX, Cause # 23376-B
September 2006 - Retained by defendant to offer opinions regarding premium basis used for a disputed Commercial General Liability audit. Attorneys Matt Nowak and Brandon Starling – Nowak & Stauch, LLP Dallas, TX (214) 823-2006. Everest Indemnity Insurance Company v. Ranger Fire, Inc.; Cause #01721104805 17th District Court, Tarrant County, TX
June 2005 - Engaged to assist defense counsel answering allegations of Agent Errors & Omissions resulting from Products Liability Certificate of Insurance procedures. Attorney Elaine Lenahan - Thompson, Coe, Cousins, and Irons, LLP, (214) 871-8200. P& W Quality Machine vs. Mid-Century Insurance; Cause No. 04-00157, 101st Judicial District, Dallas County, TX.
March 2005 - Retained by plaintiff to provide forensic insurance analysis of coverage and premiums. Case involved issues of agent negligence over multiple policy years in placing Workers Compensation, Products Liability Insurance, Commercial Umbrella, and Property Insurance. Attorney - Craig Albert of Godwin Gruber Attorneys (214) 207-6901. Aurora Equipment v. Arthur J. Gallagher & Co.; Cause No. 04-07955-E; 101st Judicial District Court of Dallas County, TX
Return to Top
Burl Daniel, CPCU, CIC, CRM | 817.980.4897 |
burl@burldaniel.com
| 
