Insurance Expert Witness
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CPCU, CIC, CRM 817.980.4897
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Crime Insurance / Employee DishonestyView Crime Insurance Cases below Crime Insurance is sometimes referred to as an Employee Dishonesty Bond or Fidelity Bond. Most coverage is now written as 2-party insurance (employer-insurance company) rather than as a bond. Crime Insurance can be difficult to properly structure during underwriting, and commonly presents difficulties at claim time:
Employees who steal can be most creative when pilfering company assets. Today's high tech world creates new loss exposures originating from computer systems fraud and forgery. Many Crime Insurance claims develop over several years. Employee theft involves money and property (inventory, supplies), and all too common, long tenured and trusted employee(s). Worse, when confronted, the guilty employee(s) rarely knows how much they stole. We offer years of experience dealing with the nuances of Crime Insurance. During our agency years we routinely recommended and wrote Crime Insurance for a wide array of insureds, including;
We advised clients with coverage design, loss prevention, and claim management when employee thefts were discovered. We assisted clients and insurance carrier accountants in the forensics used to substantiate such losses. A short phone call should tell if we might assist with your particular Crime Insurance case issues. Crime Insurance / Employee Dishonesty Witness Cases
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