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Commercial General Liability Insurance

View General Liability Cases below

The broad scope of coverage found in Commercial General Liability insurance is often difficult to comprehend whether you are an attorney or business owner/manager. “General” implies blanket-type coverage when contrasted with more specific policies such as Auto Liability, Workers Compensation, or Director and Officer insurance.

We can help you analyze Commercial General Liability for your company or in the context of your litigation issues. The complexity of this coverage requires coordination with Auto Liability, Workers Compensation , Pollution Liability and Umbrella Liability Insurance . We bring years of field experience facilitating these coverage coordination issues.

Our expertise in Commercial General Liability includes:

Commercial General Liability Expert Witness Cases

Cases are listed only after we are disclosed as an Insurance Expert to opposing counsel.

May 2010 - Retained by counsel for policyholder seeking coverage under a 1973 ISO. Comprehensive General Liability form.  Expert  affidavit addressed issues involving  Commercial General Liability and Products Liability Insurance coverage under Surplus Lines policies.  Case also involved Pollution Liability coverage and Reliance Insurance Company liquidation proceedings (No. 269 MD 2001 In The Commonwealth Court of Pennsylvania).  Reliance Insurance Co. v. Raybestos Products, United States District Court, Southern District of Indiana, Indianapolis Division, Cause No. IP 97-0027-C-Y/G.  Attorney Brett Nelson, Plews Shadley Racher & Braun LLP, (317) 637-0700.

March 2010 - Retained by defense counsel for carrier as their Commercial General Liability and Insurance Bad Faith expert.  Case involved carrier standards & practices for claims investigation, setting reserves and claims settlement.  Litigation resulted after insurer denied payment of fatality claim in:  Allen v. Guide One Insurance Company; Commonwealth of Kentucky, 44th Judicial Circuit, Bell Circuit Court, Civil Action No.: 06-CI-00583.  Attorney David A. Trevey, Fulkerson & Kinkel, (859) 253-0523.

February 2007 – Defense counsel engagement regarding alleged Bad Faith placement of a loss sensitive insurance program and carrier’s claim reserve methodology.  Case required expertise in Commercial General Liability, Workers Compensation, Agent Errors & Omissions. Case involved Attorneys Leland de la Garza and David Tabor - Shackelford, Melton & McKinley, LLP   (214) 780-1400 Lauren Engineers and Contractors, Inc. v. Hilb Rogal, and St. Paul Insurance , 104th District Court, Taylor County, TX, Cause # 23376-B

September 2006 - Retained by defendant to offer opinions regarding premium basis used for a disputed Commercial General Liability audit. Attorneys Matt Nowak and Brandon Starling – Nowak & Stauch, LLP Dallas, TX (214) 823-2006. Everest Indemnity Insurance Company v. Ranger Fire, Inc.; Cause #01721104805 17th District Court, Tarrant County, TX

February 2006 - Retained by defense counsel for insurance carrier. Case involved Agent Errors & Omissions as to timely reporting claims for General Liability Insurance and Professional Liability Insurance where both policies were issued by the same carrier. Attorney Carol Keough - Coats Rose Yale Ryman Lee (713) 653-7372; REO vs. Zurich American Insurance Co., RN Jones Agency, Inc. & Sidney Brown Cause No. C-1739-01-CA (Severed cause).

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Burl Daniel, CPCU, CIC, CRM     |     817.980.4897    |     burl@burldaniel.com