Insurance Expert Witness

Burl Daniel and Associates

Burl Daniel
CPCU, CIC, CRM

email Burl Daniel

817.980.4897

 

Commercial Auto Liability Insurance

View Commercial Auto Cases Below

Mr. Daniel’s experience with this coverage dates to 1975. He placed Commercial Auto Insurance for fleet schedules from 1 vehicle to 100+. Many of our engagements involve problems with this line of insurance.

In contrast to a Personal Auto policy the Commercial Auto policy provides restricted coverage. Yet it is also used to cover large fleets with a much wider array of loss exposures. These factors thus require deeper technical skill to dissect coverage. Technical skills we developed from years of hands on practice. Whether your case involves additional insureds, contractual liability, General Liability coverage integration or OCIP contracts we have likely been there.

Familiarity with this coverage was acquired by insuring a wide array of Commercial Auto customers including contractors, service fleets, garage keepers, and long-haul truckers. His claims experience ranges from dealing with fender benders to fatalities.

  • Underwriting
  • Claims
  • Contractual requirements
  • Additional Insureds
  • Subrogation
  • Truckers form policies
  • Garage Keeper / Garage Liability
  • Hired & Non-owned auto
  • Large Deductible Programs
  • Uninsured Motorist issues
  • Vehicle Classification
  • Automobile Experience Modifiers

Commercial Auto Expert Witness Cases

Cases are listed only after we are disclosed as an Insurance Expert to opposing counsel.

October 2009 – Engaged by defense counsel to opine on issues regarding Commercial Auto, Agent Errors & Omissions, Insurance Bad Faith.  Case involved insurance for Mexican truckers operating in the United States and/or Mexico.  Defense counsel Elizabeth Christ, (210) 227-3243, Denton, Navarro, Rocha & Bernal, P.C.;  Salazar v. Medina; Cause No. 09-02-24170-MCV, 293rd Judicial District Court of Maverick County, Texas.

June 2009 – Designated as Commercial Auto Insurance expert by counsel for policyholder.  Case required expertise in Hired and Nonowned auto coverage, contractual liability, additional insureds and Commercial Umbrella policies.  Pleadings involved issues of Agent Errors & Omissions and Insurance Bad Faith.  Mick White Renovations v. Affordable Insurance Services, et al; Case No. K.S.A. Chapter 60, In District Court of Johnson County, Kansas.  Attorney Charles Fairchild (816) 363-3800.

April 2009 - Insurance expert witness designation pertaining to Business Auto claim denial for Uninsured/Underinsured Motorist coverage.   Case required analysis of interplay between Commercial Auto, Agent Errors & Omissions, Insurance Bad Faith and Workers Compensation.  Elizondo v. American International Group, et al; Cause No. 07-62262-1, County Court at Law No. 1, Nueces County, Texas.  Plaintiff counsel Doug Allison (361) 215-7802.

February 2007 – Defense counsel engagement regarding alleged Bad Faith placement of a loss sensitive insurance program and carrier’s claim reserve methodology.  Case required expertise in Commercial General Liability, Workers Compensation, Agent Errors & Omissions. Case involved Attorneys Leland de la Garza and David Tabor - Shackelford, Melton & McKinley, LLP   (214) 780-1400 Lauren Engineers and Contractors, Inc. v. Hilb Rogal, and St. Paul Insurance , 104th District Court, Taylor County, TX, Cause # 23376-B

September 2005 - Engaged to assist defense attorneys answering alleged Agent Errors & Omissions. A fireworks explosion and fire resulted in multiple fatalities and widespread property losses. Allegations involved coverage placement disputes for numerous lines of insurance: Commercial Auto, Workers Compensation, General Liability Insurance, Commercial Umbrella, and Property Insurance. Attorneys Brent Cooper and Joyce Ondich - Cooper & Scully, PC, (214) 712-9500. Joseph M. Lamb, Jr. d/b/a Pyrotechnics by Lamb v. Britton-Gallagher, et al; Civil Action No. 2-04CV-400, US District Court, Eastern District of Texas, Marshall Division.

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Burl Daniel, CPCU, CIC, CRM     |     817.980.4897    |    burldaniel@prodigy.net