INSURANCE EXPERT WITNESS / INSURANCE CONSULTANT

Commercial Auto Liability Insurance

While Auto Liability may appear to be straightforward, it can be as complicated as any line of Property Casualty insurance. A Commercial Auto Liability insurance policy is very restrictive in scope of coverage when compared with a Personal Auto Policy. Properly structuring coverage endorsements requires detailed analysis of a business’ fleet operation. For attorney litigators the question may be: What coverage (available in the marketplace) should have been in place prior to a claim?

While this line of coverage includes Truckers Auto Liability, truckers have their own set of rules and peculiarities to coverage structure and rating.

We can assist you in analyzing your Auto Liability insurance issues. We have extensive experience pertaining to:

1. Coverage coordination between Commercial Auto Liability and:
   1. Commercial General Liability Insurance
   2. Workers Compensation
   3. Pollution Liability
   4. Umbrella Liability
   5. Personal Auto Insurance policies
2. Contract requirements regarding Auto Liability Insurance
3. Truckers form
4. Vehicle Classification
5. Automobile Experience Modifiers
6. Large Deductible Programs
7. Combined Single Limits vs. Split Limits